Disclosures

Program & website disclosures.

The following disclosures govern this website and any communications about the Beyond The Bank card program and the SEED capital program. Please read carefully.

Not an offer

Nothing on this website constitutes an offer to sell or a solicitation of an offer to buy any security, participation interest, or other financial instrument. Any offer is made only through definitive program documents delivered to qualified applicants after suitability review.


Illustrative figures

Weekly-rate ranges, calculator outputs, and any capital projections displayed on this site are illustrative only. They are estimates based on user-selected inputs and are not historical results, guarantees, forecasts, or commitments. Actual results will vary and may be materially lower. Weekly performance may be flat or negative in any given period. Principal is at risk.


Cards & issuer

Beyond The Bank cards are issued in partnership with Borderless Banking on Visa Infinite or Mastercard World Elite. Card issuance, limits, and services are subject to issuer approval, applicable law, KYC/AML review, and the card cardholder agreement. Marks are the property of their respective owners.


SEED program

SEED is a professionally-managed trading program. Participation is subject to acceptance, KYC/AML, source-of-funds review, a 3-month lock-up from trade commencement, and the program's brokerage terms (including a 20% performance fee on gross weekly profit). Redemption of principal requires 30 days' written notice after lock-up. The program is not FDIC-insured and is not a deposit product.


No tax, legal, or investment advice

Beyond The Bank and Phoenix Capital Solutions are not providing tax, legal, accounting, or investment advice through this website. Applicants should consult their own advisors regarding the suitability of any card, custody, or capital allocation for their personal circumstances.


Confidentiality

Program materials, illustrative figures, membership terms, and any information exchanged with a private client officer are confidential to Beyond The Bank Card Company LLC and its clients.


Contact

Beyond The Bank Card Company LLC, a subsidiary of Phoenix Capital Solutions. For disclosures, corrections, or press inquiries: joshua@phxcapsolutions.com.